The RV Loan Difference with Family Funding
Our team has over 30 years of experience helping thousands of customers get a new or pre-owned travel trailer, 5th wheel, pop-up camper, toy hauler, or motorhome. Family Funding works through an existing network of RV dealers across the state of Texas. We accept credit applications from anyone, regardless of credit history. Our loan specialists review every application.
FROM GOOD CREDIT TO NO CREDIT, WE PROVIDE RV LOANS WITH NO MINIMUM CREDIT SCORE TO APPLY.
RV Loan Process
RV Loan FAQs
HOW LONG IS AN RV LOAN TERM?
RV loan terms will vary depending on the amount financed and how quickly you would like to pay off your loan.
WHAT CREDIT SCORE DO I NEED TO FINANCE AN RV?
Most financial institutions will look for a score of 700 or above, luckily Family Funding specializes in funding loans for people with less than stellar credit.
CAN I FINANCE A USED RV?
Yes! RV loans through Family Funding finance both new and used inventory at any dealership within our network.
WHAT IS THE AVERAGE RV LOAN RATE?
Loan rates fluctuate each year. The rate of your loan will vary depending on your financial situation.
WHAT IS THE BEST WAY TO GET AN RV LOAN?
Apply online right here with our fast and secure online form. All applications are reviewed on a case-by-case basis typically within 24 hours.
WHAT IS THE MINIMUM CREDIT SCORE TO GET AN RV LOAN?
Luckily credit score isn’t the only factor in determining RV loan eligibility, therefore there is no set minimum. Other factors such as income also play a role. We accept applications from all credit profiles because we specialize in getting those with less than stellar credit access to RV loans. Apply today to see if you qualify.
What Type of Recreational Vehicles Qualify for an RV Loan?
Pop-Up Campers
A foldable pop-up camper is the perfect style of camper if you're looking to step into the world of RVs or upgrade from tent camping. The foldable pop-up camper is lightweight and easy to store, perfect for those who only go camping occasionally or who don't want to worry about their camper taking up space when not in use.
Apply to Finance a Pop-Up Camper
Popular Brands
Forest River | ALiner | Coachmen | Coleman | Jayco | Palomino
Travel Trailers
Due to its inexpensive price and availability in a wide variety of styles and sizes to accommodate virtually any type of vacation or family size, travel trailers are among the most popular RV models on the market. Travel trailers are the ideal solution for all of your needs, whether you're looking for a modest couple's camper or a big luxury liner!
Apply to Finance a Travel Trailer
Popular Brands
Coachmen | Forest River | Jayco | Keystone | Palamino | Viking
Fifth Wheels
Fifth wheels are one of the most luxurious styles of towable RV on the market. The special fifth wheel hitch that connects in the bed of your truck provides easy maneuverability. Fifth Wheels are easy to drive and provides extra interior space so you can really stretch your legs when you reach your destination.
Apply to Finance a Fifth Wheel
Popular Brands
Alliance | Forest River | Palomino | Grand Design | Heartland
Toy Haulers
Toy haulers are built like fifth wheels with a special hitch that attaches to your truck’s bed. In addition, Toy Haulers come with a spacious garage area in the rear, perfect for bringing all your favorite toys along for the ride. Whether you are looking for an awesome place to store your ATV, your kayaks, your jet skis, or anything else, the toy haulers is perfect for you!
Popular Brands
Alliance | Forest River | Grand Design | Keystone | Palomino
Class A Motorhomes
The class A motorhome provides an all-in-one RVing experience in a truly luxury-focused form. Class A motorhomes are solid and come with all the bells and whistles to turn any road trip into a luxury affair! You won’t believe how much versatility you will get in a class A! These beauties live up to their name as the gold-standard in the RVing industry.
Apply to Finance a Class A Motorhome
Popular Brands
Coachmen | Forest River | Thor Motor Coach | Winnebago
Class B Motorhomes
A class B motorhome, also called a camper van, is built like a van but is packed full of features and amenities that you wouldn’t expect! Not only are these heavy-duty motorhomes compact and easily maneuverable, but they also contain all of the features that you have come to expect in a luxury motorhome.
Apply to Finance a Class B Motorhome
Popular Brands
Coachmen | Pleasure-Way
Class C Motorhomes
Class C motorhomes are built on a truck chassis and are one of the most popular styles of motorhome on the market because they are easy to drive and come with a ton of interior fixtures and features that you will absolutely love taking on your next road trip! You will be floored by the amazing versatility that comes along with one of these beauties, and you certainly won’t be able to wait for your next road trip!
Apply to Finance a Class C Motorhome
Popular Brands
Coachmen | Forest River | Gulf Stream | Jayco | Thor